Roadmap¶
The architecture is designed so that new capability ships as a new ERC-7579 module, not a redeployment and migration. The phases below are additive.
timeline
title AURA Money, phased delivery
Phase 1 : Smart wallet + identity MVP : ERC-4337 accounts, Privy/passkey, gasless
Phase 2 : Address verification : cross-network registry, the payee directory
Phase 3 : Dynamic policy : risk ladder + trusted-address logic on-chain
Phase 4 : Privacy + compliance : ZK attestations, prove KYC without PII on-chain
Phase 5 : Merchant layer : AURA Pay gateway, QR settlementWhat each phase adds¶
| Phase | Delivers | Module / surface |
|---|---|---|
| 1, MVP | Seedless, gasless accounts; send/receive; named payees | AuraAccount, factory, validators, paymaster |
| 2, Verification | Address Intelligence, the cross-network payee directory | AURA Guard + AuraPayeeRegistry |
| 3, Policy | The full risk ladder, trusted payees, cooling-off, multi-sig | AuraSecurityManager hook |
| 4, Privacy | ZK attestations, prove a valid KYC claim without revealing it | AuraComplianceRegistry verifier slot |
| 5, Merchants | QR settlement, checkout, payment links | AURA Pay gateway |
Capability status today¶
See Implementation status for the component-by-component map. In short: the account kernel, the security-manager hook, the payee registry, and the deterministic half of AURA Guard are implemented and running on Base Sepolia; passkeys, session keys, the verifying paymaster, and recovery are designed and interface-complete; the ZK compliance verifier and the merchant layer are planned.
Launch markets¶
The intended first markets are the UK and Saudi Arabia, a mature regulated market and a high-growth digital-first one. Both sit on either side of the target user: the person who has been told stablecoins are useful and cannot find a safe way in.
Regulatory reality is tracked separately
Market entry is gated on counsel, not code. The custody question, whether an ERC-4337 smart account with a provider-provisioned signer constitutes cryptoasset custody by AURA, is the highest-value legal question, and the architecture (no AURA-held key, a tested escape hatch, user-controlled upgrades) is built to answer it "this is software, not custody."